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California Down Payment Assistance With today's low interest rates, now may be the perfect time to purchase a home. The process is simple. take a few seconds to complete our inquiry form...
Our Safe and Secure Fixed Rate loans offer terms of 10, 15 or 30 years. We will help you decide how to structure your loan so it fits into a budget you can afford. Call 1-888-420-7895 now or simply Apply Online. California Down Payment Assistance, It’s never been easier.
The credit score for 1% down must be at least 640 middle.
The credit score for an FHA loan must be at least 620 middle
The loan limits set by HUD vary in each county
Income limits also vary by county.
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FHA 203(k)
Rehabilitation FinancingThe "Streamline"(K) Limited Repair Program permits homebuyers to finance an additional $35,000 into their mortgage to improve or upgrade their home before move-in. With this product, homebuyers can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or FHA appraiser.
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FHA 203(k) Rehab
MortgageSection 203(k) fills a unique and important need for homebuyers. When buying a house that needs repair or modernization, homebuyers usually have to follow a complicated and costly process. The interim acquisition and improvement loans often have relatively high interest rates, short repayment terms and a balloon payment. However, Section 203(k) offers a solution that helps both borrowers and lenders, insuring a single, long term, fixed or adjustable rate loan that covers both the acquisition and rehabilitation of a property. Section 203(k) insured loans save borrowers time and money. They also protect the lender by allowing them to have the loan insured even before the condition and value of the property may offer adequate security.
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The process can be simple, providing the required documents to get your loan approved promptly is the best way to go, we can crunch numbers and approve your loan request quickly and provide you with a pre-approval letter to make your offer to purchase..
